Cost of Living Action Plan

The Problem

A national affordability crisis is rising, but New Orleans faces compounding risks: an insurance market that is driving displacement, an energy system that burdens households, and a local revenue model that leans on penalties and fees.

From 2019-2024:

  • Rent in New Orleans rose 84%

  • Property insurance increased 71%

  • Electric bills jumped 85%

Yet, median income fell by 14%.

In the same period, New Orleans lost more than 7% of its population — the largest decline of any major U.S. city.

This rapid affordability shock has outpaced wages -- as a result, families are being priced out of New Orleans.

The Solution

  1. Lower energy bills expand community solar

    • Fix Energy Smart; stop Entergy “ghost charges” tied to energy efficiency; oppose unjustified gas hikes.

  2. Ban traffic cams

  3. Stop the insurance spiral:

    • Lead a statewide strategy to provide basic, affordable property coverage on the first $175,000 in home value.

The First 100 Days

  1. Pass a study resolution on the insurance crisis in the 2026 legislature to find:

  • How many people have dropped insurance,

  • How much insurance has increased,

  • Estimate insurance cost to local governments – cities, public schools, parishes, etc.; businesses; health institutions; congregations.

2. Approve a charter amendment banning the use of traffic cameras in Orleans Parish.

Download the full report to read more